High Yield CDs
Top online CD rates plus 100% deposit insurance, no matter how much you save. Our high yield CDs are a safe and secure way to grow your money with a trusted online bank.
Some of the Best CD Rates Online Banks Have to Offer
| Term | Interest Rate | APY* | Minimum Deposit |
|---|---|---|---|
| 3 Month CD | 3.15% | 3.20% | $500.00 |
| 6 Month CD | 3.15% | 3.20% | $500.00 |
| 12 Month CD | 3.15% | 3.20% | $500.00 |
| 15 Month CD | 3.15% | 3.20% | $500.00 |
| 18 Month CD | 3.15% | 3.20% | $500.00 |
| 21 Month CD | 3.15% | 3.20% | $500.00 |
| 36 Month CD | 0.85% | 0.85% | $500.00 |
*APY – Annual percentage yield. $500.00 minimum deposit needed to open the account and obtain the APY. Penalty for early withdrawal. Rate may change at end of term. Fees may reduce earnings. APY accurate as of 2/20/2026.
See how much you could earn with our high interest CDs:
The Benefits of Bank5 Connect's High Yield CDs
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Fully Insured Deposits
Your money is 100% protected, even beyond the FDIC limit of $250,000.
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Low Minimum
Earn interest with as little as $500.
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No Monthly Fees
Keep what you earn with no maintenance charges.
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Variety of Term Lengths
Whether you want to store funds for few months or several years, we have a CD term to fit your needs.
Got questions? Browse our FAQs to learn more.