CD Investing Strategies: Things to Consider

Getting the most out your CD requires you to think strategically. Here are some tips to help make your CD work for you.

You Have Choices When Your CD Matures

If you have a CD reaching maturity it’s important to think about your goals and immediate financial needs before determining what to do with your funds.

Have You Considered an Add-On CD?

With an add-on CD, you can continue to deposit additional funds into the account throughout the locked-in time period.

Deciding on a CD Term Length

With CDs, you have several fixed term lengths to choose from. The term you select will depend on your unique financial circumstances and needs.

FDIC Limits and How to Insure Excess Deposits

Chances are you’ve heard about FDIC insurance. What you may not know is that there are full-coverage options available for your deposits outside of the FDIC.

CD Laddering Helps Provide An Investment Balance

Accessing money in your CDs before they are fully matured, will result in a penalty for early withdrawal. CD laddering can help provide an investment balance.

Appointing a Beneficiary to Your Bank Account

Appointing a beneficiary to your bank account ensures that your money is passed on to the appropriate person, rather than leaving it in the hands of the court.

Make Money with a CD — Guaranteed

A certificate of deposit, or CD, is a financial product which guarantees that you’re going to make money on your money, no matter what.

A Comprehensive Blanket of Insurance Covers Bank5 Connect Deposit Accounts

When you place your money in a Bank5 Connect account, you can sleep well at night knowing that every penny is covered by deposit insurance.

Set A Course For Savings

Are you unsure which is a better choice; a savings account or a certificate of deposit? Let's take a look at some significant differences to consider.